Privacy Policy

    Privacy Policy for Pradip Maheshvari – Mortgage Broker, Canada

    Effective Date: Thursday, May 2025

    At Pradip Maheshvari Mortgage Services, your privacy is important to us. This Privacy Policy outlines how we collect, use, disclose, and protect your personal information in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy legislation.

    1. Information We Collect

    We may collect the following personal information to provide you with mortgage brokerage services:

    • Full name, contact details, and address
    • Date of birth and Social Insurance Number (SIN)
    • Employment and income details
    • Credit history and credit score
    • Banking and financial information
    • Property and mortgage details
    • Identification documents (e.g., driver’s license or passport)
    1. Purpose of Collection

    We collect your personal information for purposes including, but not limited to:

    • Assessing your mortgage needs and financial situation
    • Submitting applications to lenders on your behalf
    • Verifying your identity and creditworthiness
    • Meeting legal, regulatory, and compliance requirements
    • Communicating with you about your mortgage options
    1. Consent

    By engaging our services, you consent to the collection, use, and disclosure of your personal information as outlined in this policy. You may withdraw your consent at any time, subject to legal or contractual obligations.

    1. Disclosure of Information

    Your information may be shared with:

    • Lenders and financial institutions
    • Credit bureaus and verification agencies
    • Legal, accounting, and other professionals as required
    • Regulatory or law enforcement bodies as required by law

    We do not sell or rent your personal information to any third parties.

    1. Security

    We are committed to protecting your personal information. We implement appropriate physical, organizational, and technological safeguards to ensure the confidentiality and integrity of your data.

    1. Retention

    We retain your personal information only as long as necessary to fulfill the purposes for which it was collected and to comply with legal obligations.

    1. Access and Correction

    You have the right to access the personal information we hold about you and request corrections if necessary. To do so, please contact us in writing.

    1. Contact Us

    If you have questions or concerns about this Privacy Policy or our privacy practices, please contact:

    Pradip Maheshvari

    Mortgage Broker

    +1 289-815-3394

    pradipthemortgageguy@gmail.com.