Mortgage Refinance

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Mortgage Refinance

Refinancing your mortgage essentially involves replacing your existing mortgage with a new one, potentially with a different balance. When you refinance, your bank or lender pays off your old mortgage using the new loan, which is why it’s called refinancing.

Many borrowers opt to refinance to lower their interest rates, shorten their repayment term, or access some of the equity they’ve built in their home as cash. When done carefully, mortgage refinancing can be an excellent way to save money and reduce your debt at significantly lower interest rates.

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Frequently Asked Questions

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